How wap cuantoto Handles Your Account Data
This is our privacy policy in plain English. We explain what we collect when you open an account, why we hold it, and how long it stays with...
Policy Posture and Jurisdiction Notes
We collect only what's needed to run your account: your contact details, verification documents where local law permits, device fingerprints used for fraud checks, and the transaction trail tied to your wallet top-ups. Wallet identifiers from DANA, OVO, GoPay and QRIS are tokenised by the payment side and we never store raw wallet credentials. Marketing preferences are opt-in and revocable from your
dashboard. For supported regions in Indonesia, retention follows the shorter of the legal minimum or seven years after your last session. Cross-border processing happens only with vendors bound by data-protection terms equivalent to ours, and we publish updates to this policy in-page so you can see the diff.
Service availability is jurisdiction-dependent. Users are responsible for checking local law before access.
Reaching Us About Your Data
If you want a copy of what we hold, a correction, or a full erasure where law permits, use one of the paths below. Our privacy desk replies separately from general support...
Editorial Trust Behind This Policy
This document isn't a template. We review it on a fixed cadence and sign off internally before pushing changes.
Named reviewers
Two internal owners — a data lead and a compliance lead — must both sign off on any wording change...
Quarterly refresh
We re-read this policy every quarter against the current Indonesia regulatory posture and our payment-vendor contracts, then publish the revised...
Vendor due diligence
Every processor that touches your record is reviewed annually. Contracts include audit rights, breach-notice windows, and the same retention ceilings...
Plain-language rule
If a clause can't be explained in one sentence to someone opening their first account, we rewrite it. Legal precision...
Change log on file
Every revision to this page is timestamped in an internal changelog. If you want to see what shifted between two...
Separate breach protocol
We keep an incident-response plan distinct from general operations. If a personal-data event ever occurred, affected accounts would be contacted...
Consistency With Our Other Policy Pages
This policy reads the same way as the rest of our legal stack — same defined terms, same retention ceilings, same contact desk.
| Terms of Service | Defined terms like 'Account', 'Session' and 'Wallet Identifier' mean the same thing here as in the Terms. We don't redefine words across pages to suit a clause. |
|---|---|
| Cookie Notice | Our cookie page lists each tracker by category; this privacy page explains the legal basis we rely on to set them. The two are written to be read together. |
| KYC Policy | Verification documents are described here in summary; the KYC page details what we accept. Retention windows match exactly between the two documents. |
| AML Statement | Transaction monitoring data referenced here is governed by the AML statement's retention rules. Both pages cite the same seven-year ceiling for supported regions. |
| Account Closure | The closure page explains the mechanic; this page explains what survives closure in our records and for how long, so you don't have to cross-read to understand erasure scope. |
| Complaints Path | Complaints about data handling follow the same escalation ladder as service complaints, but route to the privacy desk first rather than general support, as noted above. |
| Marketing Preferences | The preferences centre is the operational control; this policy is the legal basis. Toggling off in one place is reflected in the other within a single session. |
What This Policy Page Actually Shows You
Beyond the legal text, the page is laid out so you can find the clause that affects you without scrolling the whole thing.